Travelers car insurance review

4.0 / 5 editorial rating

By the Five Star Insurance Reviews editorial team · Updated October 13, 2026

Quick take

Best for: Households bundling auto and home
Stands out: Bundling options
Keep in mind: Not always the lowest quote for single-car policies

General overview based on published features. Coverage, discounts and availability vary by state; confirm details with Travelers. How we rate

At a glance

Sold through	Local independent agents, plus online quotes and phone
Where available	Most states; check yours
AM Best rating	A++
Usage-based program	IntelliDrive, not offered everywhere
Also worth knowing	Accident forgiveness available

Details verified October 2026 from carrier websites, AM Best and published reviews. AM Best ratings and state availability can change, so confirm with the carrier and at ambest.com.

What it does well

Bundling options
Independent-agent distribution in many areas

Watch out for

Not always the lowest quote for single-car policies

Who it may suit

Travelers tends to suit households bundling auto and home.
Look at other carriers too if this worries you: not always the lowest quote for single-car policies.

Before you buy: check these

Financial strength: Look up the insurer’s financial strength rating from agencies such as AM Best. It shows how likely the company is to pay claims.
Complaint history: Search your state department of insurance and the NAIC consumer insurance search for complaints about the company.
Claims and service: Read recent customer surveys, such as J.D. Power studies, and independent reviews, and ask people who have filed claims.
Coverage details: Compare the same limits and deductibles on every quote, and ask which discounts are applied.

Questions to ask before you buy

Which coverages and limits are included, and which are optional add-ons?
What deductible applies to collision and comprehensive?
Which discounts am I getting, and which could I still qualify for?
How does the price change at renewal, and what could raise it?
How do I file and track a claim?

Compare Travelers and other quotes

Keep comparing

FAQs

Is Travelers a good fit for me?

Travelers tends to suit households bundling auto and home. Your quote depends on your own profile, so compare at least three carriers before you decide.

Does Travelers have the cheapest rates?

No carrier is cheapest for everyone. Rates vary by driver, vehicle and location, so the only way to know is to compare quotes.

How do I get a Travelers quote?

You can request quotes from several carriers at once through our partner, or visit Travelers’s own website.

Where is Travelers available?

Most states; check yours. Availability can change, so confirm with the carrier.

How can I check Travelers’s financial strength and complaints?

Look up financial strength ratings from agencies such as AM Best, and search complaint history through your state department of insurance and the NAIC consumer insurance search. Do this before you buy.