By the Five Star Insurance Reviews editorial team ยท Updated October 13, 2026
Progressive vs The General: which fits you better?
Neither carrier is the cheapest for everyone. This guide compares general features so you know what to ask when quotes arrive.
| Progressive | The General | |
|---|---|---|
| Best for | Shoppers who like online tools | Drivers who struggle to get standard coverage |
| Strengths | Name Your Price tool starts from your budget Usage-based discount program in many states | Focus on higher-risk and non-standard drivers Fast online quotes |
| Watch out for | Rates can rise at renewal for some drivers | Coverage options and service may be more limited |
Swipe sideways if the table is cut off.
Where they differ
What they share
- Built around buying and managing a policy online
- Works with higher-risk drivers
More of a Progressive strength
- Budget and discount tools
Sold through, availability and programs
| Progressive | The General | |
|---|---|---|
| Sold through | Online, by phone, and through independent agents | Online and by phone, with limited in-person service |
| Where available | All 50 states | 46 to 47 states and DC (sources differ) |
| AM Best rating | A+ | A+ (upgraded from A in 2025) |
| Usage-based program | Snapshot: your rate may go up or down depending on how you drive | Ask the carrier |
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Details verified October 2026 from carrier websites, AM Best and published reviews. AM Best ratings and state availability can change, so confirm with the carrier and at ambest.com.
Who each fits best
- Progressive tends to suit shoppers who like online tools.
- The General tends to suit drivers who struggle to get standard coverage.
How to decide
- Match the carrier to how you like to buy and manage a policy.
- Compare the same coverage limits and deductibles on every quote.
- Ask each carrier which discounts are applied.
Based on each carrier’s published features. Details vary by state, so confirm with each carrier.
Read the full reviews: Progressive and The General.
Related comparisons
FAQs
Is Progressive or The General cheaper?
It depends on you. Each carrier weighs age, location, vehicle and history differently, so compare personal quotes from both.
Who is each company best for?
Progressive tends to suit shoppers who like online tools. The General tends to suit drivers who struggle to get standard coverage.
Can I get quotes from both?
Often yes. Request quotes through our partner and compare the offers side by side.
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